Licensed Life, Health & Annuity Agent

Coach Dave Montgomery

"Making Complex Financial Decisions… SIMPLE."

What would you like to leave behind for your family — clarity or chaos?

Schedule a Free Consultation 516-972-0134

About Coach Dave

A trusted guide for the decisions that matter most.

I help families and pre-retirees cut through the noise of insurance, annuities, and retirement planning. My job is simple: translate complex financial choices into a clear, written plan you actually understand — so the legacy you leave behind is clarity, not chaos.

What We Do

Solutions built around your family.

Retirement Income

Strategies to turn savings into reliable income you can't outlive.

Life & Health Insurance

Right-sized protection for every stage of life and every budget.

Annuities

Guaranteed growth and lifetime income solutions, explained simply.

Legacy & Beneficiary

Make sure the right people get the right assets — without delays.

Tax-Advantaged Plans

Insurance-based strategies designed to keep more of what's yours.

Let's Talk

A simple conversation, no pressure.

Reach out by phone, email, or the form — I'll get back to you personally within one business day.

516-972-0134
Davemma@mac.com
2507 Grand Ave, Baldwin, NY 11510

Areas of Focus

Where I help families find clarity.

Retirement Income Strategies

Create dependable income designed to last throughout retirement.

Life Insurance Planning

Protect the people you love and create financial security for future generations.

Annuity Solutions

Explore guaranteed income options designed to help reduce retirement uncertainty.

Legacy & Beneficiary Planning

Help your family avoid unnecessary confusion and ensure your wishes are carried out.

Tax-Advantaged Insurance Strategies

Understand ways insurance may help improve tax efficiency and wealth transfer.

Questions Families Ask Me

The conversations that matter most.

Will my spouse be okay if something happens to me?
How can I create more predictable retirement income?
What happens to my assets when I pass away?
Am I exposing my family to unnecessary taxes?
Do my beneficiary designations still reflect my wishes?
Have I left clear instructions for my loved ones?

The Clarity Process™

A simple path from questions to confidence.

Step 1
Discovery Conversation
We discuss your goals, concerns, and family situation.
Step 2
Review
We evaluate current insurance, beneficiaries, retirement income sources, and planning opportunities.
Step 3
Strategy
You receive clear recommendations and education about available options.
Step 4
Implementation
If appropriate, we help put the strategy into action.

Free Educational Resources

Plain-English guides to help you plan ahead.

The Retirement Income Checklist
Legacy Planning Essentials
Avoiding Common Beneficiary Mistakes
Preparing for Long-Term Care Costs
Protecting a Surviving Spouse

Request any resource via the contact form — I'll send it to you personally.