Our Team
Two planners. One playbook. Built around your family.
Coach Dave brings the insurance and income expertise. Bryan Daly, CFP®, RICP®, brings fiduciary financial planning. Ellen keeps it all moving. You get one coordinated team.
Founder
Coach Dave Montgomery
Licensed Life, Health & Annuity Agent
Dave helps families and pre-retirees translate complex financial decisions into a clear, written plan — so the legacy they leave behind is clarity, not chaos.
How we work together
Insurance & Income
Dave
Life, health, annuities, and income protection
Investments & Tax
Bryan
Investments, tax, and retirement income planning
Client Care
Ellen
Operations, scheduling, and client support
Fiduciary Financial Planner
Bryan Daly, CFP®, RICP®
30+ years helping families turn complex money decisions into clear, written plans — through education, transparency, and fiduciary advice. Founder of New Life Financial Planning, LLC.
Years of experience
AUM at Royal Fund Management
Hours of planning experience
Transparency & Credentials
Why the CFP® matters for you
The CERTIFIED FINANCIAL PLANNER™ certification is recognized as the gold standard in financial planning. To earn the CFP® designation, Bryan completed:
Rigorous Education
Coursework in retirement, investments, tax planning, insurance, and estate strategies.
Extensive Exam
Passed the 6-hour comprehensive CFP® Board exam covering 70+ topics.
Real-World Experience
6,000+ hours of financial planning experience.
Ethical Commitment
Fiduciary duty to act in clients' best interests, plus continuing education.
Why the RICP® matters in retirement
The Retirement Income Certified Professional® designation (RICP®) is awarded by The American College of Financial Services and focuses on retirement income planning. To earn the RICP®, Bryan completed:
Specialized Coursework
Social Security, Roth conversions, tax-efficient withdrawals, LTC, Medicare, and retirement risks.
Advanced Knowledge
Sustainable retirement income strategies and sequence-of-returns risk management.
Ongoing Learning
CE requirements ensure up-to-date knowledge of tax law changes and retirement planning strategies.
The RICP® reflects Bryan's commitment to helping clients create reliable, sustainable income throughout retirement.
Royal Fund Management, LLC
- – SEC-Registered Investment Adviser
- – $1.3+ billion AUM
- – Bryan serves as an Investment Adviser Representative
Charles Schwab
- – Custodian & clearing partner
- – Trusted leader in client asset protection
Gallagher's Life & Annuity Brokerage
- – Access to premium carriers for life, LTC, and annuities
Services Offered
Office & Client Operations
Ellen Daly
Ellen handles all administrative duties for Coach Dave Montgomery. She interacts with clients and assists in the implementation of firm operations.
Ellen excels at making the office run smoothly — frequently interacting with clients and answering general office phone calls and emails so our financial planners can focus on helping clients.
If you call or email the office, Ellen is who you'll hear from first — and she'll make sure nothing falls through the cracks.